Fraud with credit cards seems to be everywhere and criminals love using online shopping internet to steal people's credit card information, due to the anonymity it gives. Many consumers think the only option to be secure is to just avoid shopping online all together. While that's one way to avoid one's credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is expanding at a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly when traveling. As with everything else that happens in the world, the trick is not to escape the problem, but to understand the problem and to adopt a smart strategy to minimize the risk of being a victim of fraud with credit cards when shopping on the internet.
Let's first discuss the steps to take if the credit card fraud occurred. There's no reason to panic. If the cardholder is notified that his or her credit card information has been compromised The credit card company won't make the cardholder responsible for any fraudulent charges even if the charges were made prior to declaring that the credit card was stolen. The credit card company will shut down the card for further use and will issue a new card in about a week or two However, this is something that most people prefer not to deal with If they could.
The next step is to utilize the Secure Browsing Tool to check if a website is safe to browse, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, when Google has last examined it, and if the site has done anything suspicious previously, as well as report whether it's linked to sites that are suspicious, even if the site does not do anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this, Google's tool will bring up a basic half page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have heard of PayPal. They are probably the most popular third payment method used in the world. They allow for customers to make payment for goods and services via them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was Amazon gutschein never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every site where a purchase was made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, shoppers online can now be sure that the websites they browse are safe to shop on, and also avoid entering sensitive information when buying. Therefore, there's no reason to miss out on all the great deals when you shop online for fear of credit card information being stolen.